ACM offers a different approach for Canadian investors


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Commercial mortgages are not “the market”


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No loan losses in any
ACM fund


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ACM funds have generated over $700 million of income for our investors


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Loan Criteria
Type:
First & Second Mortgages
Loan to Value:
Up to 75% / up to 80% in select circumstances
Debt Service Coverage Ratio:
Typically not less than 1.20X
Terms:
2 to 20 years
Amortization:
Up to 30 years / interest only for select loans
Property Type:
Retail, Office, Industrial, Multi-Family, Land, Other
Location:
Primary and Secondary Markets across Canada

People Property Deal

ACM Advisors Ltd. investments are prudently underwritten in accordance with the company’s comprehensive underwriting guidelines and risk rating system. Our underwriting mantra is “People, Property, Deal”, each aspect of which has stringent criteria that must be satisfied before committing to and funding a new loan.

Strong people

- Financial strength and experience
- Liquidity
- Recourse to an entity other than the secured asset

Great property

- Location, location, location
- Size of metropolitan area
- Occupancy level versus market
- Lease maturity profile
- Financial strength of tenancies
- Tenants’ sector strength and outlook

Conservative loan metrics

- Loan to value versus market
- Debt service coverage ratio versus market
- Renewal rate sensitivity analysis

The combination of our experience and sound governance has resulted in our track record of no loan losses in any of our funds.

Borrowers benefit from ACM Advisors’ quick turnaround, competitive rates and flexible financing solutions.

Corus Quay