People Property Deal
ACM Advisors Ltd. investments are prudently underwritten in accordance with the company’s comprehensive underwriting guidelines and risk rating system. Our underwriting mantra is “People, Property, Deal”, each aspect of which has stringent criteria that must be satisfied before committing to and funding a new loan.
– Financial strength and experience
– Recourse to an entity other than the secured asset
– Location, location, location
– Size of metropolitan area
– Occupancy level versus market
– Lease maturity profile
– Financial strength of tenancies
– Tenants’ sector strength and outlook
Conservative loan metrics
– Loan to value versus market
– Debt service coverage ratio versus market
– Renewal rate sensitivity analysis
The combination of our experience and sound governance has resulted in our track record of no loan losses in any of our funds.
Borrowers benefit from ACM Advisors’ quick turnaround, competitive rates and flexible financing solutions.